Luego de las denuncias de embargo de cuentas bancarias de deudores del Crédito con Aval del Estado (CAE) por parte de la Tesorería General de la República, un grupo de diputados opositores presentó en el Congreso un proyecto de ley para resguardar la inembargabilidad de las remuneraciones de los afectados.
La iniciativa, denominada “ley sueldos protegidos”, es respaldada por los diputados Daniela Serrano, Nathalie Castillo Luis Cuello, Marcos Barraza y Boric Barrera, del Partido Comunista (PC), Emilia Schneider del Frente Amplio (FA), Ana María Gazmuri de Acción Humanista, el socialista Juan Santana, Paula Olmos del Partido de la Gente (PDG) y Patricio Pinilla (Democracia Cristiana).
El proyecto busca modificar el Código del Trabajo, con la finalidad de evitar los embargos de las cuentas bancarias ante deudas como la del CAE.
De acuerdo con los impulsores de la moción parlamentaria, el Ministerio de Hacienda, a través de la Tesorería General de la República, han afectado a los deudores del CAE y “han expuesto a miles de profesionales y técnicos a una situación de extrema vulnerabilidad patrimonial”.
En el antecedente general del proyecto de ley, se señala que las medidas de cobro “justificadas bajo la premisa técnica de la ‘recuperación de activos’, estas cobranzas masivas omiten deliberadamente la precariedad del mercado laboral actual y la imposibilidad fáctica de pago de un alto porcentaje de los deudores”.
Asimismo, refuerzan que “el artículo 57 del Código del Trabajo consagra el principio matriz de la inembargabilidad de las remuneraciones de los trabajadores como una garantía mínima de subsistencia familiar, admitiendo el embargo solo de forma excepcional sobre la parte que exceda las 57 Unidades de Fomento (unos 2 millones 322 mil pesos a este lunes)”.
Con todo, el proyecto plantea agregar un artículo único al Decreto Fuerza Ley N°1 que establece el Código del Trabajo, agregando un inciso final al artículo 57.
“La inembargabilidad de las remuneraciones definidas en el artículo 41 subsistirá íntegramente y conservará su naturaleza jurídica de tal para todos los efectos legales , sin que dichos fondos puedan ser considerados activos o saldos sujetos a compensación, aun cuando sean depositados o transferidos en la cuenta bancaria, vista o de ahorro que el trabajador informe a su empleador y a la institución depositaria para tales fines”, se lee en el proyecto.
Se agrega que “esta protección será oponible a cualquier acreedor y se extenderá hasta el límite señalado en el inciso primero. Para efectos de esta protección, el origen remuneratorio de los fondos se acreditará mediante el respectivo comprobante de pago o la glosa de transferencia bancaria del empleador, cuya verificación recaerá en la institución depositaria”.
Justificación del proyecto “sueldos protegidos”
Al respecto, la diputada Daniela Serrano (PC) , autora del proyecto, señaló que “es importante hacer ver que el ministro (de Hacienda, Jorge) Quiroz y este gobierno, son los responsables de que la Tesorería esté embargando sueldos de deudores del CAE”.
“El ministro Quiroz no ha sido capaz de sostener que es a aquellas personas que ganan menos de $3,5 millones no hayan sido embargadas, es decir, se aplicó un vaciamiento de cuentas bancarias a familias chilenas que en estos momentos no tienen idea de cómo llegar a fin de mes ”, señaló Serrano.
En esa línea, defendió que el proyecto de ley se presenta “para que no exista una interpretación mañosa de la Tesorería , que pueda resguardar la inembargabilidad de los fondos que ya están protegidos por el artículo 57 de Código del Trabajo”.
“Es decir, lo que queremos hacer extensiva, es que este embargo de los sueldos sea ilegal, sobre todo cuando se encuentre en las cuentas bancarias”, explicó, agregando que “la Tesorería no puede hacer una interpretación diciendo que no sabía que eran los sueldos o que no sabían que eran las 56 UF ya consagradas como inembargables”.
Por su parte, la diputada Emilia Schneider (FA) calificó el comportamiento del gobierno, a través de la TGR, como “ inmorales y una verdadera vulneración de derechos”.
“El gobierno insiste en culpar a las personas que no pueden pagar la deuda del CAE, por una política pública que fracasó, porque el CAE fue un fracaso del Estado. Un despilfarro de recursos para el fisco, un estrés financiero para las instituciones de educación superior y un abuso para las familias chilenas”.
En esa línea, Schneider planteó como solución a la deuda, eliminar el mecanismo del CAE y “condonar estas deudas” y elaborar un mecanismo que considere el “derecho a la educación”.
A su vez, el diputado Juan Santana (PS) compartió cifras respecto de la evasión tributaria empresarial, señalando que “aquí funciona nuestro país, y particularmente este gobierno, como la ley del embudo. Ancho para los empresarios, restringido para los trabajadores”.
Santana afirmó que “según información del Servicio de Impuestos Internos (SII) entre el periodo de 2018 y 2020 en Chile el in…
Read the full article at La Tercera →📄Source document: Claudio Alvarado's public statement
11 reports
La TerceraParty-aligned🔒Right9 days agoClaudio Alvarado, the Minister of Interior and Secretary General of Government, downplayed the recent tension between the current administration and former President Gabriel Boric regarding the collection of debts from the State Guaranteed Credit (CAE). Boric criticized the government for enforcing embargos while refusing to expand measures against money laundering and organized crime financing. He also pointed out that during his presidency, the right wing refused to pass legislation to reform higher education funding and reduce CAE debt for many individuals. In response, Alvarado argued that
Bias read (Right): The article frames the dispute over CAE debt collection and anti-money laundering policies through a right-leaning perspective by emphasizing the distinction between debt enforcement and anti-crime measures, aligning with the current administration’s stance. The language used by Alvarado suggests a
Official sources cited
- government Claudio Alvarado's public statement
- government Gabriel Boric's public comments
BioBioChileIndependentLeft9 days agoThe law enacted by Boric that would have allowed the TGR to 'speed up' the seizure of debtors from the CAE
Bias read (Left): The headline and framing imply criticism of President Boric's policy, suggesting it enables the TGR (likely a government agency) to expedite seizures against CAE debtors. This implies a negative assessment of the policy without balanced context or opposing viewpoints.
BioBioChileIndependentCenter11 days ago Alvarado answers Boric for bail on debtors and reminds him of a promise to pardon the CAEThe article discusses Alvarado responding to Boric regarding the embargo on debtors and reminds him of his promise to cancel the CAE.
Bias read (Center): The article reports on a political exchange between two figures without overtly favoring one side. It mentions promises and responses but does not include loaded language or one-sided sourcing.
BioBioChileIndependentLeft11 days ago Boric questions the embargoes on CAE debtors and rejects banking secrecy: "Where are the priorities?"The article reports that President Gabriel Boric has criticized the embargoes imposed on debtors by the Chilean Financial Authority (CAE) and the rejection of banking secrecy. He questioned where the priorities lie.
Bias read (Left): President Boric is known for his leftist policies and progressive stance on economic issues. The article highlights his criticism of measures that could disproportionately affect vulnerable populations, aligning with his ideological position.
BioBioChileIndependentCenter12 days ago "All my platita": Chicken Castillo suffered a multimillion-dollar debt embargo from CAE and was accounted for $0The article reports that Pollo Castillo, a Chilean business figure, faced a significant financial embargo due to debt related to the CAE (Caja de Ahorro y Empleo), leaving their account balance at zero.
Bias read (Center): The article presents a factual report on a financial matter without apparent ideological framing or biased language. It does not take a stance on the issue but simply relays information about an embargo affecting a specific individual.
La TerceraParty-aligned🔒Left12 days ago Salary protected: Opposition MPs present a draft to ensure that funds for EAC debtors are unobstructedA group of opposition lawmakers has introduced a bill in Chile aimed at protecting the wages of individuals affected by the Crédito con Aval del Estado (CAE) debt program. The proposed law, called 'Ley Sueldos Protegidos,' seeks to prevent the seizure of bank accounts of CAE debtors by modifying the Labor Code. The initiative claims that the Treasury General of the Republic has placed thousands of professionals and technicians in a state of extreme financial vulnerability. The bill highlights concerns over mass collection efforts under the justification of asset recovery, which it argues fail
Bias read (Left): The article presents the proposal from left-wing and center-left legislators who criticize the government's handling of CAE debtors. It uses language emphasizing the 'extreme vulnerability' of workers and criticizes the government's approach as failing to account for labor market realities. The tone
Official sources cited
- government Proyecto de Ley 'Ley Sueldos Protegidos'
- government Ministerio de Hacienda / Tesorería General de la República
BioBioChileIndependentCenter12 days ago TGR is in Arica's judgment for foreclosure for CAE debts: they are 1,500 and will go for moreThe article reports that TGR is using a court ruling from Arica to justify an embargo related to debts owed by the CAE. The company has already seized 1,500 units and plans to pursue more.
Bias read (Center): The article presents factual information without overtly favoring any political side. It reports on legal actions taken by TGR regarding debt collection, which is a business and economic matter rather than a politically charged issue. There is no evident framing or language that suggests a specific偏
BioBioChileIndependentCenter12 days ago Government defends embargoes for CAE: "normal procedures" followed and will continue for high incomeThe Chilean government defends the seizure of assets by the Financial Intelligence Unit (CAE), stating they followed 'normal procedures' and will continue doing so for high-income individuals.
Bias read (Center): The article presents the government's statement without overtly favoring one side. It reports the government's position directly but does not include opposing viewpoints or critical perspectives, which could suggest a neutral stance based on available information.
Official sources cited
- government Government officials
La TerceraParty-aligned🔒Center13 days ago Minister Quiroz and the embargo on CAE debtors: We will continue to collectThe Treasury General of the Republic confirmed that it is carrying out actions to seize assets from individuals with unpaid debts to the Chilean Social Security Fund (CAE), targeting those who did not accept debt restructuring options offered by the state. Finance Minister Jorge Quiroz stated that approximately 1,500 people have been subjected to asset seizures, focusing on those earning over $3.5 million monthly.
Bias read (Center): The article presents factual information without overtly biased language or selective sourcing. It reports on an economic policy action taken by the government, quoting the finance minister directly. There is no evident framing that favors one political side over another.
Official sources cited
- government Tesorería General de la República
- government Ministerio de Hacienda
BioBioChileIndependentCenter15 days ago "They left me in the ball": CAE debtors denounce that TGR and Banks seized 100% of their moneyDebtors of the Chilean Agricultural Credit Institute (CAE) have accused TGR and banks of seizing 100% of their money.
Bias read (Center): The article reports on a claim made by debtors without taking a stance or providing additional context or commentary. It presents the accusation directly without apparent bias toward either side.
BioBioChileIndependentCenter16 days ago After embargos: Treasury announces new modalities to pay CAE according to the amount of the rentThe Chilean Treasury has announced new payment modalities for the CAE (Contribución Adicional de Enajenación), which will depend on the amount of income. This comes after the initiation of embargoes.
Bias read (Center): The article reports on a policy change related to tax payments without apparent ideological framing. It does not show clear bias through language, sourcing, or emphasis.
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