Trump Accounts, donnant aux nouveau-nés 1 000 $, pour le lancement le 4 juillet

The White House has announced plans to launch a new initiative known as "Trump Accounts" on July 4, marking a significant step in the administration's efforts to provide long-term financial support to American children. This program aims to offer investment opportunities for children under the age of 18, with the goal of helping them build savings over time. The initiative was established under the One Big Beautiful Bill Act, signed into law by President Donald Trump last year. The accounts are set to become available for children born between January 1, 2025, and December 31, 2028—near the end of Trump’s second presidential term.

The launch of these accounts coincides with the United States' 250th anniversary, which the administration has linked to themes of financial independence and opportunity. Each account will be initially funded with a $1,000 contribution from the Treasury Department, which will be invested in the stock market. Parents, employers, relatives, and philanthropists can also contribute additional funds to the accounts. However, the money within these accounts cannot be accessed by the children until they reach the age of 18, and even then, withdrawals are restricted to specific purposes such as purchasing a home or paying for college tuition.

Semiconductor company Micron Technology has pledged substantial support for the initiative. Based in Boise, Idaho, Micron announced it would invest $250 million into the Trump Accounts through an employee-matching program. Under this plan, the company will match contributions of up to $1,000 per child for its employees’ dependents under the age of 18. Additionally, Micron will make a one-time $250 deposit into the accounts of children residing in counties where it operates, including California, Colorado, Idaho, Minnesota, New York, Texas, and Virginia. These actions are expected to benefit approximately 1 million children nationwide.

President Trump expressed his approval of Micron’s involvement, stating on his social media platform, Truth Social, that the company’s CEO, Sanjay Mehrotra, had made an “incredible gesture.” The administration has emphasized that the Trump Accounts are designed to function similarly to individual retirement accounts for adults, allowing for long-term growth and financial security. The program is intended to encourage early financial planning and investment habits among young Americans.

The funding structure of the Trump Accounts remains a topic of discussion. According to estimates, the federal government’s initial $1,000 contribution per account would cost around $3.6 billion annually, based on the number of U.S. births in recent years. However, President Trump has suggested that the necessary funds will be sourced from provisions outlined in the One Big Beautiful Bill Act, including a proposed 3.5% tax on international remittances. This potential revenue stream could alleviate concerns regarding the financial burden on taxpayers.

Notably, billionaire entrepreneurs have also shown interest in supporting the Trump Accounts. Last year, Michael Dell, CEO of Dell Technologies, and his wife, Susan, committed to donating $6.25 billion to fund the initiative. Their contribution includes providing $250 to each of 25 million American children to kickstart their investment accounts. This donation represents one of the most significant direct philanthropic gifts ever targeted toward American citizens.

As the launch date approaches, questions remain about the practical implementation of the program, including how the accounts will be managed, the selection of investment firms, and the mechanisms for ensuring compliance with withdrawal restrictions. Nonetheless, the administration continues to highlight the symbolic significance of launching the initiative on Independence Day, framing it as a milestone in promoting economic empowerment and intergenerational wealth building.