Apple lanzará el programa de arrendamiento de dispositivos 'Upgrade' para estimular las ventas, informa Bloomberg News

Apple is set to introduce a new device leasing program called “Apple Upgrade” starting on July 28, according to Bloomberg News, which cited unnamed sources familiar with the plan. The initiative aims to stimulate sales amid rising hardware costs and shifting consumer demand. The program will be available in the United States and will operate through both Apple’s physical retail locations and its online platform. The decision comes as Apple has recently increased prices for its iPads, MacBooks, and other devices, excluding the iPhone, due to soaring memory and storage chip costs linked to the expansion of artificial intelligence-driven data centers. These price hikes have made it more challenging for the company to absorb rising production expenses, prompting a strategic shift toward alternative revenue streams. Under the Apple Upgrade program, customers will have the option to lease most iPhone, Mac, iPad, and Apple Watch models. The initiative will be backed financially by Klarna Group, a well-known provider of buy-now-pay-later services. Unlike traditional financing options, the new program will function as a subscription-based service, enabling users to make early payments, upgrade to newer models before their lease term expires, or keep the device after the lease period ends. One key distinction of the Apple Upgrade program compared to its predecessor, the iPhone Upgrade Program, is that it does not include AppleCare coverage. Additionally, certain models such as the Apple Watch SE, entry-level iPad, iPhone 16, and MacBook Neo will not be eligible for participation. Furthermore, business and educational purchases will be excluded from the program, according to the report. The move marks a departure from Apple’s previous approach to device financing, which included the iPhone Upgrade Program and standard financing options. The company plans to discontinue enrollment in these existing programs to facilitate the transition to the new Apple Upgrade initiative. This change is expected to streamline the customer experience while potentially attracting a broader range of buyers who might find the new payment structure more appealing. Apple’s strategy reflects a growing trend among technology companies to adapt to economic pressures by introducing flexible purchasing options. By offering lower monthly payments compared to existing financing methods, the company hopes to entice consumers who may otherwise delay purchases due to upfront costs. The inclusion of early exit and upgrade options could also help maintain customer engagement with Apple’s ecosystem over time. Klarna Group’s involvement adds credibility to the program, leveraging its expertise in providing affordable payment solutions. However, neither Apple nor Klarna has yet commented on the report, leaving some uncertainty regarding the exact terms and availability of the program. As the launch date approaches, further details are likely to emerge, particularly concerning eligibility criteria and pricing structures. For now, the introduction of the Apple Upgrade program signals a new chapter in how Apple engages with its customers in an evolving market landscape.