The article discusses the growing trend among Ukrainians to switch from physical plastic cards to virtual cards, primarily using smartphones for payments. It highlights how virtual cards function similarly to traditional cards but exist entirely digitally, offering convenience and security for online and offline transactions. The piece includes quotes from a Kyiv resident and insights from bank representatives, noting factors like the pandemic, war, and mobile banking development contributing to this shift. It also explains technical requirements such as NFC modules and mobile wallets like Apple Pay or Google Pay for contactless payments.
Bias read (Center): The article presents a balanced overview of the technological shift toward digital payment methods without overtly favoring any political stance. It focuses on economic and technological trends rather than ideological positions, maintaining neutrality in its framing.




