IndiaThe Reserve Bank of India (RBI) has updated its regulations on bulk deposits, permitting banks to set varying interest rates based on liquidity risk under the Liquidity Coverage Ratio (LCR) framework. These changes, effective from October 1, 2026, allow for differential rates on bulk deposits but require daily public disclosure of these rates to enhance transparency. Banks must publish the rates on their websites by 10:00 am each business day, with a grace period until 10:10 am. While offering more flexibility, the RBI maintains that similarly situated depositors must receive uniform rates, prohibiting discriminatory practices based on location or negotiation.
Bias read (Center): The article presents the regulatory changes as a neutral update to banking policies, focusing on technical adjustments to deposit rules without overtly favoring any political ideology. It reports the RBI’s decision without commentary on potential economic impacts or ideological implications, thus it
