CroatiaAccording to the latest data published by the Croatian National Bank (HNB), credit institutions in Croatia, comprising 19 banks and one housing savings bank, reported a profit of 751.7 million euros during the first half of 2026, which represents a decrease of approximately 43 million euros compared to the same period last year. This corresponds to a 5.5% decline in profits compared to June 2025. The return on assets (ROA) dropped to 1.6%, while the return on equity (ROE) was recorded at 15.3%. Out of the 19 credit institutions, 17 reported profits, while three, Addiko Bank, J&T Bank, and Imex Bank, recorded losses totaling around 6.5 million euros. Zagreb Bank had the highest profit of 251.1 million euros, followed by Erste & Steiermärkische Bank with 176.6 million euros and PBZ (Privredna Banka Zagreb) with 144.7 million euros. Overall, the total assets of credit institutions amounted to 91.7 billion euros, showing a slight increase of 0.6% compared to the end of 2025.
Bias read (Center): The article presents factual economic data provided by the Croatian National Bank (HNB) regarding the performance of credit institutions in Croatia. It does not exhibit any clear ideological framing, loaded language, or biased emphasis. The information is presented neutrally, focusing on statistical
