Have you taken care of the cybersecurity?

Computers and tablets store vast amounts of personal data, including photographs, videos, documents, banking information, and work files. Losing access to these assets due to cyberattacks can result in financial loss, data theft, or extortion. While many assume large corporations are the primary targets, statistics indicate that small businesses, individuals, and families are frequently attacked. Cybercriminals employ increasingly inventive methods, such as fake online shops, phishing messages, investment scams, and computer viruses, to gain access to devices. The consequences extend beyond technical issues; losing family photos or account access causes significant stress and often requires professional assistance, leading to additional costs. Individual users can enhance security by using strong passwords, updating software regularly, installing antivirus programs, avoiding suspicious links, and protecting personal data. However, even cautious users remain vulnerable to incidents caused by a single incorrect click or sophisticated attacks that bypass standard defenses. Consequently, mitigating damage after an attack has become as important as prevention. Insurance products for cyber protection are designed to provide financial coverage for the aftermath of cyber incidents. Triglav Insurance offers a cyber protection policy aimed at individuals and families seeking financial safeguards against cyber damages. This coverage applies to personal computers used for private purposes. In the event of a breach or virus infection, the insurance covers costs associated with restoring device functionality. Specific covered expenses include reinstating computer operations, assessing possibilities for recovering lost data, and actually restoring or returning data when feasible. The policy also covers legal proceedings and negotiations with extorters, as well as ransom payments. A key feature is that the premium remains constant regardless of the number of insured devices, allowing entire families to be covered under one plan. This product forms part of a broader personal protection package available through agents or online, which can also include liability coverage, legal defense, computer assistance, micro-mobility insurance, and accident coverage. For corporate environments, blocking dangerous websites alone is insufficient for effective security. It is equally critical to monitor activity on computers and phones where attacks may develop and spread. Telekom Slovenije provides two solutions for businesses: Varen Splet and Varen Scit. Varen Splet functions as a perimeter guard, preventing access to known dangerous web content, such as phishing sites. In contrast, Varen Scit operates inside the building, installed directly on computers and mobile devices to monitor local activity. These two tools complement each other rather than replace one another, covering different levels of defense. Varen Scit is particularly vital for detecting threats that cannot be identified solely by file names or web addresses. Some malware becomes recognizable only during execution on the device. The system uses advanced analysis and machine learning to identify new types of malicious software before they launch. For instance, if an employee receives an email attachment containing novel malware that traditional antivirus programs miss, Varen Scit can block the file prior to execution. It also performs behavioral analysis of processes. If an infected file begins executing unusual activities, such as altering system settings or creating numerous processes, the system detects this behavior and automatically prevents further execution. Network attacks present another risk. Attackers may automatically search the internet for open services and weak points within a company network. Varen Scit can detect these attempts and block harmful communication, reducing exposure to external threats. Ransomware represents a severe danger, capable of locking access to essential documents. Such attacks often begin with a click on a link in a fraudulent email. Even successful, responsible companies with long histories are susceptible. An example involves a family production business with over forty years of tradition. Employees might receive a message appearing to be from a long-time business partner, lowering their suspicion. If the message contains a cyberattack, the results can range from financial loss and data theft to operational disruptions. Vesna Zupancic, head of SME sales at Telekom Slovenije, emphasized that perfect security is impossible in the digital world. Therefore, preparation is crucial. Detecting threats promptly and acting before they escalate into business problems is essential. The distinction between perimeter protection and internal monitoring ensures that companies address both entry points and internal compromises effectively.