The article discusses the evolving nature of risks over the past 35 years, highlighting how they have shifted from financial and physical threats to digital, regulatory, systemic, and interconnected risks. It references insights from Peter Filip Jakopič, director of the Slovenian State Insurance Agency, who emphasizes that modern risks reflect the current era we live in. The piece outlines historical shifts in risk profiles, including the impact of globalization, terrorism, the 2008 financial crisis, the COVID-19 pandemic, and geopolitical conflicts like the war in Ukraine. It also addresses new challenges such as cybersecurity threats and the ethical use of artificial intelligence. Jakopič notes that many cyber incidents stem from human error rather than technical failures, underscoring the need for updated approaches to risk management.
Bias read (Center): While the article touches on geopolitical issues like the war in Ukraine and the pandemic, which could suggest a political angle, it does not take a clear ideological stance. Instead, it presents a balanced overview of changing risk landscapes, citing expert commentary without overtly favoring any政治





