Greg Bruce reflects on turning 50 and the realization that he is the sole provider for his family. He admits to not having life insurance, which worries him because his children depend on his income. He discusses the common issue in New Zealand, where around 60% of people lack life insurance, placing the country near the bottom among OECD nations. Financial advisor Ben Rose explains that major life events like having children or buying a home often prompt people to consider insurance. Despite misconceptions about cost and complexity, Rose notes that life insurance can be affordable and straightforward, though Bruce finds the process frustrating when attempting to contact providers.
Bias read (Center): The article discusses a personal reflection on life insurance and societal trends in New Zealand, with no clear ideological framing. It presents information objectively, citing statistics and expert opinions without overtly favoring any political stance.

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