IDThe Financial Services Authority (OJK) in Indonesia has set a goal of achieving 98% financial inclusion by 2045, aligning with the 2025–2045 National Long-Term Development Plan (RPJPN). At the Indonesia Savings Day event, OJK Board of Commissioners Chairperson Friderica Widyasari Dewi emphasized the need to focus on students and young people, who currently show lower levels of financial literacy compared to the national average. According to the 2026 National Financial Literacy and Inclusion Survey (SNLIK), student financial literacy stands at 62.72%, while their financial inclusion rate is 92.76%. With over 88 million school- and college-aged individuals in Indonesia, representing 31% of the population, improving financial literacy among youth is seen as critical. Friderica warned that easy access to digital financial services could lead to impulsive spending, urging both financial institutions and young people to prioritize financial education and responsible habits.
Bias read (Center): The article presents information about OJK's financial inclusion goals and highlights the challenges faced by students in financial literacy without overtly endorsing or criticizing specific policies or ideologies. It focuses on data and expert statements rather than taking a partisan stance. While
