Slovenia's best bank continues to grow strongly: profit of EUR 128 million in six months

OTP Group Slovenia maintained robust profitability in the first half of 2026, reporting a net profit of 128 million euros. The group recorded this result despite challenging economic conditions, with its return on equity (ROE) reaching 13.9 percent for the period. This marks another year of consistent performance for the leading bank in Slovenia. The results were driven primarily by growth directed towards customers, efficient cost management, and high liquidity and capital strength. Combined net interest income and net fees reached 306 million euros, representing a six percent increase compared to the same period last year. Net interest income rose by 4.4 percent, while fee-based income increased by 11 percent. As of June 30, 2026, OTP Group Slovenia’s balance sheet totaled 15.7 billion euros. Gross loans to customers grew by 6.7 percent during the period, reaching 8.3 billion euros. Customer deposits amounted to 12.6 billion euros. The group held 1.8 billion euros in capital, with a total capital ratio of 20.1 percent. The liquidity coverage ratio stood at 349 percent. Key financial highlights for the first half of 2026 include: Net profit after tax: 128 million euros Return on equity (ROE): 13.9% at the group level and 14.0% at the bank level Balance sheet total: 15.7 billion euros Growth in gross customer loans: 6.7% to 8.3 billion euros Customer deposits: 12.6 billion euros Loan-to-deposit ratio (LTD): 65% Capital: 1.8 billion euros Total capital ratio: 20.1% Liquidity coverage ratio (LCR): 349% The results were influenced by a one-time additional provision related to legal claims. However, the core business remained stable and profitable even without this impact. A significant portion of the income from compensation was contributed by investment and insurance products. András Hámori, Chairman of the Board of OTP Bank, stated: “I am proud of the results achieved in the first six months of 2026. They demonstrate the strength of our business model, the trust our customers place in us, and above all, the dedication of our employees. The successful implementation of the new operational model of Value Flows and the principles of our culture has helped us become faster, more agile, and a more customer-focused organization. The inclusion of OTP Sklad represents another significant milestone on our path to growth and further strengthens our ability to provide comprehensive financial solutions.” OTP Bank was awarded the title of Best Bank in Slovenia once again, granted by Euromoney. Meanwhile, sister banks in Bulgaria, Croatia, Hungary, Moldova, Montenegro, Serbia, and Uzbekistan were recognized as winners in various categories by Euromoney. The OTP Group also won the title of Best Bank for Consumers in Central and Eastern Europe for 2026, confirming the strength of their strategy and customer-oriented business model. Strong results were also achieved by OTP Group Slovenia within the OTP Group, one of the leading banking groups in Central and Eastern Europe. The group continued to perform well financially and operationally in the first half of 2026. The strength of the OTP Group was further acknowledged internationally in 2026, when the group was included among the top 400 global companies on the prestigious Forbes Global 2000 list for the first time. It also ranked second on the latest ranking of successful European banks compiled by S&P Global Market Intelligence. These achievements reflect years of consistent growth, high profitability, disciplined execution, and clear strategic direction. They further solidify the group's position among leaders in the sector.