The article discusses the paradox of Sweden, which has largely moved away from cash payments but now urges households to keep some physical currency as a precaution. At the same time, the European Union is working on preserving physical coins while developing a digital euro, and Germany’s central bank is preparing for potential cash supply emergencies. The author critiques Sweden’s new cash retention law as unnecessary and ineffective since most supermarkets already accept cash, and there is no enforcement mechanism. The article argues that true resilience requires redundancy, both cash and digital payment options, and calls for legislation ensuring both forms of payment are available to consumers.
Bias read (Center): The article presents a balanced discussion of the debate around cash usage, highlighting both the Swedish initiative and EU efforts without overtly favoring one side. It critiques the Swedish law as ineffective but does not take a clear ideological stance, focusing instead on practical arguments for






