Net.hrIndependentCenter3 hr. agoThe article reports on recent interest rate data from Croatia's National Bank (HNB), highlighting that interest rates on loans for citizens remained largely unchanged in July, staying at levels similar to those seen in the second half of last year. Residential mortgages remain the most favorable option, with an average rate of 2.91%, while other types of loans, such as non-residential and general loans, have higher rates averaging 5.29%. Overdraft fees (minus) are even more expensive, with an average rate of 5.58%, making them the highest among major categories. Savings rates are lower, with short-term deposits yielding 1.45% and long-term deposits 1.14%. The article notes that banks charge significantly more in interest on loans than they pay on savings, emphasizing that these are average rates across different financial products and cannot be directly compared. It also mentions that interest rates for businesses show some trends, with short-term corporate loans at 3.09% and long-term at 3.80%, though long-term rates have shown more volatility.
Bias read (Center): The article presents factual economic data from the HNB without overt ideological framing. While it discusses financial conditions that could influence political discourse (e.g., loan costs affecting households), the tone remains neutral, focusing on statistical updates rather than advocacy. There’s
HNB: Interest rates on loans in July still around the same levelsThe Croatian National Bank (HNB) reported that interest rates for major types of euro loans in July 2026 remained largely unchanged compared to levels reached in the second half of the previous year. According to the HNB's statistical data, the highest average interest rate for loans granted to households was recorded for credit based on overdraft accounts at 5.58%, while the lowest average rate was for housing loans at 2.91%. For non-business and other loans, the average rate was 5.29%, and for credit card loans, it was 3.49%. For loans granted to non-financial corporations, the average rate was 3.09% for short-term loans and 3.8% for long-term loans. On an annual basis, there was an increase of 0.20 percentage points for short-term loans and 0.24 percentage points for long-term loans. On a quarterly basis, there was an increase of 0.08 percentage points for short-term loans and a decrease of 0.09 percentage points for long-term loans. The HNB also noted a rise in interest rates for long-term funding sources, indicating continued stagnation in short-term rates since mid-2025, accompanied by greater volatility.
Bias read (Center): The article presents factual economic data regarding interest rates without overt ideological framing. It reports on trends and changes in interest rates across different loan categories and timeframes, using objective language and citing statistical data from the HNB. There is no evident partisan倾向
Croatia
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