The National Bank of Croatia has reported that households have continued to reduce their fixed deposits in May, with a decrease of approximately 100 million euros. This follows a broader trend where citizens are withdrawing funds from savings accounts due to low interest rates, which are significantly lower than the current inflation rate of around 5%. As a result, people are seeking alternative investment options such as government bonds, ETFs, stocks, and other capital market instruments. While total household deposits continue to grow, the portion held in fixed deposits has dropped to just 23% of all deposits, with the remaining funds increasingly kept in liquid transaction accounts. The decline in fixed deposits has slowed slightly but remains significant, with over 600 million euros withdrawn from these accounts in the past year.
Bias read (Center): The article presents factual economic data and trends without overtly favoring any political side. It discusses financial behavior influenced by monetary policy and inflation, using neutral language and citing the National Bank of Croatia as a primary source. There is no clear ideological framing or





