ON
← Back to feed
In another official signal to reactivate, Banco Nación launches new loans for the purchase of cars: terms and conditions
AR🏛️ PoliticsCenter9/7/2026

In another official signal to reactivate, Banco Nación launches new loans for the purchase of cars: terms and conditions

The Banco Nación introduced a new line of UVA-based loans for purchasing both new and used cars, available starting Monday, September 7. This initiative aims to revive the automotive market, which has been severely impacted by a lack of financing over the past year. The loan allows up to 100% financing for vehicles under 10 years old, with a maximum limit of $100 million per user. The program includes an additional annual interest rate of 1%, offering greater predictability for borrowers. Loan terms range from 12 to 60 months, with varying rates depending on whether the borrower receives their salary through Banco Nación. A separate peso-denominated loan option remains available with fixed rates and longer repayment periods. The initiative is part of broader efforts to address declining auto sales, with August showing a 19.1% drop compared to the same period last year.

The Banco Nación has launched a new credit line for vehicle purchases, offering up to $100 million per user without collateral. The initiative, part of its “+Autos con BNA” program, became available starting Monday, September 7, and allows financing up to 100% of the vehicle’s value, including both new and used cars up to 10 years old. The loan can be obtained through more than 1,400 affiliated dealerships and 1,800 sales points, with an online process requiring only the presentation of a DNI. Customers have two financing options: a traditional peso-based loan with a fixed rate and a maximum term of 72 months, or a new alternative in UVA (Unidad de Valor Adquisitivo) with terms ranging from 12 to 60 months. The latter adjusts the capital based on UVA indices. For clients receiving pensions or benefits from Banco Nación, the UVA rate is UVA + 19% TNA, while others face UVA + 25% TNA. The monthly payment can account for up to 25% of the borrower's net income under the UVA option, compared to 35% or 30% for the peso-based loans. For a $10 million loan over 60 months, the initial estimated monthly payment under the UVA plan is $292,656 for those receiving payments from Banco Nación, versus $424,330 for the peso-based option. For other customers, the UVA payment starts at $343,333, against $508,664 in pesos. While the initial payment is lower in UVA, the total amount and future installments are subject to index adjustments. A one-percentage-point annual premium offers borrowers the option to cap their payments using the Coefficient of Salary Variation (CVS). The peso-based loan continues with a fixed rate of 36% TNA for pensioners and benefit recipients, and 46% TNA for others. The Bank clarified that these figures are indicative and subject to credit evaluation and current conditions at the time of application. In UVA loans, payment evolution depends on applicable indices, and the CVS-linked payment cap is available according to the program's rules. This move comes amid a sustained decline in auto sales. According to the Association of Automobile Dealers (Acara), August saw 44,415 units registered, a 19.1% year-on-year drop from 54,889 in August 2025. The cumulative decline for the first eight months of 2026 reached 13.3%, with 385,091 units sold compared to 444,256 in the same period last year. The sector, which initially projected selling over 650,000 units this year, now expects around 550,000, roughly 100,000 fewer than in 2025. Acara president Sebastián Beato acknowledged the significant year-on-year drop but noted efforts to mitigate the impact. Used car sales also declined, with the Automotive Commerce Chamber (CCA) reporting 155,246 units sold in August, down 7.33% from 2025. Year-to-date, the used car market fell 4.87%, with 1,203,684 transactions compared to 1,265,292 in January-August 2025. CCA secretary Alejandro Lamas commented on the trend, though specific remarks were not detailed in the report.

How this report was made. Objective News wrote this report from 2 source articles, using AI-assisted synthesis under our methodology. It is our own text, not a copy of any single outlet. Read our methodology.

Responsible editor: Matej BašaSpotted an error? Report it

2 reports

Infobae logoInfobaeIndependentCenterFactual 88Objective 879/6/2026
In another official signal to reactivate, Banco Nación launches new loans for the purchase of cars: terms and conditions

The Banco Nación introduced a new line of UVA-based loans for purchasing both new and used cars, available starting Monday, September 7. This initiative aims to revive the automotive market, which has been severely impacted by a lack of financing over the past year. The loan allows up to 100% financing for vehicles under 10 years old, with a maximum limit of $100 million per user. The program includes an additional annual interest rate of 1%, offering greater predictability for borrowers. Loan terms range from 12 to 60 months, with varying rates depending on whether the borrower receives their salary through Banco Nación. A separate peso-denominated loan option remains available with fixed rates and longer repayment periods. The initiative is part of broader efforts to address declining auto sales, with August showing a 19.1% drop compared to the same period last year.

Bias read (Center): The article provides factual information about a financial policy introduced by the national bank, focusing on technical details such as loan terms, eligibility criteria, and comparisons between different financing options. There is no overt ideological framing, and the content appears balanced in a

Why factuality (88): This article confirms the main facts reported by Perfil, including the launch date (September 7), the availability of the credit line for both new and used vehicles, the maximum loan amount, and the inclusion of a premium for better payment predictability. It also provides additional details on the

Why objectivity (87): The article maintains a neutral tone, focusing on reporting the terms and conditions of the credit line without introducing subjective commentary. While there is some promotional language ('señal oficial', 'reactivar'), it does not distort the facts or take a clear ideological stance.

Perfil logoPerfilIndependentCenterFactual 85Objective 809/7/2026
Mauro Osorio spoke about loans to buy cars: Factories are a much better alternative

The Banco Nación has introduced a new line of loans to finance the purchase of both new and used vehicles, offering terms up to six years and various interest rate options. According to market expert Mauro Osorio, while these loans provide longer repayment periods compared to those offered by automakers, they come with uncertainties related to inflation and the value of the dollar over time. Osorio noted that some automakers like Fiat and Renault offer more attractive alternatives with lower interest rates, including zero percent financing, though with shorter repayment terms. However, he highlighted challenges in accessing these loans due to creditworthiness requirements that exclude many potential buyers.

Bias read (Center): The article presents an objective overview of different loan options available for purchasing cars, discussing their advantages and disadvantages without taking a clear stance on any political issue. It includes perspectives from an industry expert and does not show overt bias toward any political立场

Why factuality (85): The article accurately reports on the new credit line from Banco Nación for car purchases, including details such as the six-year repayment period and the comparison with alternatives offered by automakers. It quotes Mauro Osorio correctly and includes his analysis regarding the extended loan terms

Why objectivity (80): The article presents the information in a relatively neutral manner, quoting experts and discussing both advantages and potential risks of the new credit program. However, there is a slight emphasis on the benefits of the Banco Nación credits compared to automaker options, which may subtly favor the

How each side covered it

The same event, grouped by the political lean of the outlets covering it.

How each side covered it

Support independent, bias-aware news and unlock the social pulse, community voting, and every other Supporter feature.

Become a Supporter

Covered around the world

The same event as reported in other countries.

Covered around the world

Support independent, bias-aware news and unlock the social pulse, community voting, and every other Supporter feature.

Become a Supporter

Claims check

Key factual claims, and how many sources assert vs dispute each.

Claims check

Support independent, bias-aware news and unlock the social pulse, community voting, and every other Supporter feature.

Become a Supporter

Keep the news honest.

ObjectiveNews is reader-funded and ad-free — we show you the bias instead of hiding it. Support independent journalism for €4/month.

Become a Supporter

Related stories