CroatiaThe Croatian government has introduced new regulations requiring banks to allocate funds for improving citizens' financial literacy. This obligation was established through amendments to the Law on Credit Institutions in late 2024 and further detailed in a guideline issued on June 18, 2025. The new law expands the list of entities required to contribute to financial literacy initiatives, including branches of foreign credit institutions. While no specific amount or percentage of revenue is mandated by law, banks are expected to set aside an appropriate portion of their income annually based on their total annual revenue and market share. According to data from the Croatian National Bank (HNB), credit institutions allocated approximately 738,900 euros last year for these activities. In 2026, they plan to allocate around 730,040 euros. The Croatian Banking Association (HUB) stated that banks are fulfilling their legal obligations and have been actively involved in financial literacy programs before the regulation was enacted.
Bias read (Center): The article provides a balanced overview of the new legislation, mentioning both the legal requirements and the responses from the Ministry of Finance and the Croatian Banking Association. It does not exhibit strong ideological framing or biased language, presenting facts and quotes from multiple官方源
