Bancóldex participated as an anchor investor in Colombia’s first securitization of microcredit portfolios, an initiative aimed at strengthening the capital market and expanding financing options for microfinance institutions and small businesses. The operation was led by UNI2 Microcrédito, a firm based in Cali since 2014, which issued a first tranche of $55 billion divided into two series, fully purchased by institutional investors in the secondary market. This effort is part of a broader program with up to $500 billion in potential emissions. Officials from Bancóldex emphasized the significance of this milestone in supporting microfinance institutions and advancing capital market development. The initiative received support from entities such as the World Bank, Switzerland’s State Secretariat for Economic Affairs (SECO), and Titularice, which assisted in structuring the transaction. UNI2’s founder highlighted the importance of accessing capital markets after a decade of building their financial inclusion model.
Bias read (Center): The article presents a balanced overview of a financial innovation involving public-private collaboration, highlighting the involvement of both private entities like Bancóldex and UNI2 Microcrédito, as well as international organizations like the World Bank and SECO. There is no overtly biased or sl



